We found when you are first getting started with a monthly budget, nothing beats pen and paper, hence why we made a whole budget planner and some templates for you! We even have a meal plan templateas well.Īdd your income at the top then subtract your fixed costs, variable expenses, debt, and savings then watch our digital budget auto-calculate your monthly cash flow at the bottom. Our free template is both printable as a budget worksheet and digitally like a spreadsheet that will auto-calculate for you. You can customize and use it for any financial situation! We created our FREE simple budget template to be as straightforward and easy to use as possible.